Don’t let a liability claim derail the plans and aspirations you have for your business. To get started with general liability and other business insurance solutions, contact a Travelers independent agent or visit Combine general liability and commercial property into one policy to protect your business. Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost. Learn about general liability insurance with more frequently asked questions about our coverage.

You can also use their great digital dashboard to manage all of your business New York general liability policies in one place. You can file claims online, renew online, and manage your policies completely digitally. There is a vast amount of insurance companies that do business in New York, so between that and the fact that each business is different, the cost of insurance will vary widely. Also, your insurance premiums will depend on the policy and each one will have a different rating basis. For example, General Liability insurance may be rated on the number of employees or your annual receipts.

Complete your purchase and make payments online or over the phone. We’re part of Warren Buffett’s Berkshire Hathaway Insurance Group with more than 40 years of insurance experience and over 100,000 satisfied customers. Experience the total flexibility of your policy anywhere, anytime, in an instant.

In today’s litigious society, it is a mistake to forgo this vital form of security. Many people who work in small business insurance say if you can only afford one type of insurance, you should get a general liability policy. It makes sense, because you don’t even need to have done anything wrong for someone to sue you these days. While the above insurance policies are a good place to start with protecting your business, they are not the only ones you may need.

Be sure to get your vehicles insured properly, because you don’t want to end up having to pay for a claim out of pocket, especially if it is a severe accident. Also, if any of your employees are using their own vehicles be sure to add Hired and Non-Owned liability. Unfortunately, if your employee is at fault in an accident while working for you, you could be held liable. Please remember, this does not pay for their auto, just for your liability.

commercial insurance costs are higher for high-risk businesses – those with a large footprint or heavy foot traffic. In short, more people means more opportunities for people to get injured. And if your employees handle other people’s property, that increases your risk as well. Travelers offers commercial general liability protection for many types of small businesses. If you have a larger deductible, you’ll pay less for general liability insurance for your small business. At NEXT, we don’t charge a deductible for our general liability insurance policies, so you won’t need to worry about it.

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